The Covid-19 pandemic has caused so many stresses in society it is hard to remember them all! Unfortunately there is a ripple effect, too. So many people have lost their jobs and are now way behind on their rents. The Centers for Disease Control and Preventions has put a moratorium on evictions through at least March 31, 2021. This helps protect the tenants but what about the people who own the houses/apartments who have not been paid for the last year. This becomes especially painful for retirees who count on the income from their rental properties to support their retirement. The Wall Street Journal had a great article that offered some good advice. Properties owners may wish to contact their banks and ask for temporary forbearance on their mortgage payments and/or refinance their mortgages at the lower rates that are now available. As part of the refinance, owners could take some money out to cover their continued loss of monthly income. It is sad but good advice for yet one more group that is struggling during this time.